Not to sound like a luddite but – to
paraphrase “Joshua,” the supercomputer from War Games –
the only way you can be sure you’ll win in the war against hackers and
cyber criminals is not to play. Which is our way of
saying that if you can’t make peace with the security implications that
go along with the convenience of online shopping, there’s always cash. Its
fast, simple and – provided you don’t get mugged – alleviates any concern about
security, let alone identity theft. And, as personal finance experts have long advocated: switching
from credit to cash has a number of other benefits. First and foremost: you
spend less by reinforcing (as you lay down your greenbacks) the true cost of
what it is you’re buying. So if the preceeding nine online holiday safe
shopping tips have you totally wigged out, remember: cash still works.